29
poor
Lenme: Investing and Borrowing | unitQ Score
The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
100 = No Issues. 50 = Some Issues. 0 = All Issues
-31 Points Past 7 Days
Category: Finance
30-Day Trend
Android unitQ Score
Android User Feedback
65%
Android
70 Reports
70 Reports
iOS unitQ Score
iOS User Feedback
35%
iOS
38 Reports
38 Reports
User Feedback
35%
iOS
38 Reports
38 Reports
65%
Android
70 Reports
70 Reports
Lenme: Investing and Borrowing - Latest Quality Issues
Android
Feb 25, 2023
Pay for subscription just for loan request to sit for days. Why am I paying for no service?
iOS
Feb 25, 2023
Good concept if you actually get a loan
I've been paying a subscription fee for half a year now and every month I submit a request for a loan and it sits there 30 days with no offers till it expires. I've tried changing the amounts and pay back time to no avail. I go to another peer to peer lending app and get a loan within minutes. I assume there are just not nearly enough investors.
Android
Feb 26, 2023
tech support would not respond back. The apps a scam. Just takes your money. Don't do it.
Android
Feb 28, 2023
Does not work. What is really doing?
iOS
Mar 2, 2023
Doesn’t have my bank
I've looked and looked and I still can't find my bank I've typed it in and everything but nothing pops up
iOS
Mar 3, 2023
I feel like they steal your information
I verified my personal credentials just for them to say the security team couldn't verify me. I am a victim of identity fraud so it's frustrating giving out info just to be lied to.
Android
Mar 4, 2023
Won't even log into my bank reached out to customer support but to no avail
iOS
Mar 5, 2023
Fake 5 stars
Definitely a lot of fake 5 stars as you can't even get a loan yet they'll keep giving notifications of the thousands of investors. Not worth it
Android
Mar 5, 2023
They take your money for a subscription service and you still get no loan when everything checks out.
Lenme: Investing and Borrowing - Product Description
Discover the best peer-to-peer lending platform. Lend and borrow digitally in minutes. There is no need to go to a bank or risk going to a payday loan shop. With Lenme, you can borrow in minutes with no hidden fees. Are you someone that is looking to make some money? Lenme connects you directly with borrowers, we manage the lending and make it simple for you. Want to be equipped with the same tools and data professional lenders have at their disposal? Lenme provides you with the credit score, borrower’s history, banking data and supports the process of lending all via the app. As an investor, you can: - Diversify your portfolio in a market with low volatility. - Easily select investments that suit the level of risk you’re comfortable with. - Enjoy withdrawing your earnings at no cost. - Get all the data you need. - Use the latest machine learning algorithm. As a borrower, for as low as $0.99 a month you can get access to: - Loans up to $5,000. - Immediate offers from over 7,000 lenders and lending businesses. - Funds directly transferred to your bank account the next day. - Competitive interest rate. - Automated Payment service. - Hassle-Free borrowing. Lenme is a lending platform that connects people looking to borrow money with financial institutions, lending businesses, and individual investors looking to invest in the small amount loan market. Users remain completely anonymous throughout the entire borrowing/lending process. For transparency and to encourage a fair and competitive market, the “feed” tab within the app allows users to see which loans are being funded and at what interest rate. Lenme offers a monthly/annual subscription through Apple Pay. Subscriptions will automatically renew unless canceled within 24-hours before the end of the subscription period. You can cancel anytime via your iTunes account. LenmePredict, our machine learning algorithm, is a standalone product offered for lenders through Apple Pay for purchase either per-use or monthly/annual subscription. Subscriptions will automatically renew unless canceled within 24-hours before the end of the subscription period. You can cancel anytime via your iTunes account. Since our app is not directly involved in the lending decision, we cannot guarantee the interest rate borrowers will be offered. All borrowers have the option to request a loan on our platform for up to 12 month repayment period, paid in installments. Lenders can offer loans for a minimum of 3% APR based on the credit score and their own criteria. The lending decision is based on multiple factors viewable on our app, including credit, income, and cash flow analysis. A representative example of the total cost of the loan, including all applicable fees: If you borrow $1,000 over a term of 1 year with an APR of 12% and an origination fee of 1%, you will pay $89.75 per month. The total amount payable will be $1,076.96, with total interest and fees of $76.96. For more information, see our Terms of Use and Privacy Policy. https://lenme.com/privacy-policy/ https://lenme.com/term-of-use/
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