26
poor
Digit: Save Money & Invest | unitQ Score
The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
100 = No Issues. 50 = Some Issues. 0 = All Issues
-19 Points Past 7 Days
Category: Finance
30-Day Trend
Android unitQ Score
Android User Feedback
45%
Android
35 Reports
35 Reports
iOS unitQ Score
iOS User Feedback
55%
iOS
43 Reports
43 Reports
User Feedback
55%
iOS
43 Reports
43 Reports
45%
Android
35 Reports
35 Reports
Digit: Save Money & Invest - Latest Quality Issues
iOS
Mar 2, 2023
Worse since the rebrand
Since Digit was acquired by Opportun it's become clunky and harder to use. The transactions are much slower and now take over a week. I don't like having to select which account to deposit from when I have only one connected, there should be a way to set it as a default. They used to offer a much more competitive rate for their “savings bonus” but now it's hardly anything at all so they are the only ones profiting off your own savings.
iOS
Mar 2, 2023
Can’t move money out of account
Do not bank with Digit
iOS
Mar 3, 2023
Daily amounts are gone and other changes
I've been using this service/app for over 5 years and I used to love it. Unfortunately with the new changes by Oportune the daily amounts are not shown anymore which honestly seems a little shady to me because it requires you to just take their word that they are putting your money where they say they are. The changes that have been made were unnecessary and have made the app less trustworthy. Most likely going to close my account.
iOS
Mar 3, 2023
Balance isn’t updating anymore
I've never had a big problem with the app until recently. I'm not sure if it's something that is on the app end but my banks balance is no longer updating. It shows that it hasn't updated in a week.
iOS
Mar 3, 2023
SCAM
this app was advertising as free alternative to do lay away but it charges you a $5 subscription fee per month. They don't make that clear and they don't make it easy to turn off/edit your lay away accounts. I've been paying them for months since my wedding which is what I was using the app for. Additionally, other apps let you do the same thing but GAIN interest and don't cost you a subscription fee like acorns. I'm upset I was stupid enough to fall for this app/business but I guess that's exactly what they hope for so they can make money off of you.
iOS
Mar 3, 2023
Get decent push notifications
I like Digit. It stinks when it comes to notifications. I don't know if bills have been paid. I don't know when my direct deposit hits my account. There aren't in real-time transactions notifications. Get it together please!
iOS
Mar 4, 2023
Why is that.
It takes to long to get your money back but sure will take your money out of your account quickly that makes no sense. I'm not gonna use this app anymore for that reason what if there was a emergency and I had to get that money right then and now.
Android
Mar 4, 2023
Can't recover account! My phone got turned off and now, no matter what I can't log in, recover my password or anything. Money is withdrawn but I can't get anything. I'm very frustrated with this issue!!!!!!!!
iOS
Mar 5, 2023
Useless- I would give zero stars if i can
Installed for their so called feature of automatic transfer. But apparently they cancelled this feature in updates. Stupid of me to set up goals while this app sit there do absolutely nothing. I have to manually transfer and each transfer takes a week to finish. So disappointing that the app failed at doing their most basic purpose which is the feature that they advertised so heavily on. The whole thing just a big clickbait. Will uninstall. Don't waste your time
Digit: Save Money & Invest - Product Description
Digit helps you get results and reach your financial goals effortlessly. Our personalized approach helps you consistently save, invest, and pay down debt - so you don’t have to think about it. Healthy money, happy mind. THE PERFECT AMOUNT, EVERY DAY Digit analyzes your income and expenses daily, saves what you can afford, and directs the right amount towards your goals. SAVE MONEY WITHOUT THINKING ABOUT IT Digit effortlessly saves for all of your goals: emergencies, everyday expenses, a vacation, or even a down payment on a house. Digit also monitors your checking balance and moves money back into your checking account to avoid overdraft fees when needed. LEAVE DEBT BEHIND Digit helps you pay down debt at the right time to get you moving forward. Pay down credit card and student loan debt faster and save on interest, all without the need for a budget. INVEST WHAT YOU CAN AFFORD Save money for retirement by letting Digit do the hard work. Digit matches you with the appropriate investment portfolio to reach your goals and invest an amount you can afford. Digit finds you the right IRA account to help you max out your tax-advantaged retirement savings each year. DIGIT - YOUR SMART FINANCIAL ASSISTANT Featured in Forbes, Business Insider, New York Times, BuzzFeed, and more, Digit helps you and others like you manage your money, improve your financial health, and save an average of $2,500 a year along the way.* To get started, simply download the app and connect your bank account - that’s it! The signup process takes less than five minutes. Digit is free for 30 days, then just $5/month. All our features are bundled into one transparent monthly membership that’s designed to deliver progress on your financial goals. ACHIEVE BETTER FINANCIAL HEALTH. AUTOMATICALLY. — Save the perfect amount of money with Digit’s completely personalized savings algorithm. — Save for an unlimited number of goals. Digit even intelligently divides your savings, allocating money depending on your goals’ target completion dates. — You’re in control. Set safe saving levels, boost your savings, and pause goals whenever you need. — Pay bills or other debt like student loans faster, with automatic savings towards these goals each month. — Get overdraft prevention with notifications and automatic transfers when your account balance is low. — Invest in your future. Create a retirement goal and Digit will move what you can afford into the right investment portfolio for you. — Withdraw your money as often as you like. No fees, no minimums. — Plus, earn 0.10% annually on your Digit savings. That's 2X more than most savings accounts! — FDIC-insured banks maintain your Digit savings, insured up to a balance of $250,000. The future is yours. So get there effortlessly with Digit - your smart financial assistant. -------------------------------------- *Average saved based on Digit customers with connected accounts from Jan-Sept 2020.
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