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Affirm: Shop and pay over time | unitQ Score

The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues

3 Points Past 7 Days

Category: Shopping

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30-Day Trend

Poor

Fair

Good

Epic

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Android unitQ Score

Android User Feedback

93%

Android
2613 Reports

iOS unitQ Score

iOS User Feedback

iOS
197 Reports

User Feedback

iOS
197 Reports

93%

Android
2613 Reports

Affirm: Shop and pay over time - Latest Quality Issues

iOS

Mar 4, 2023

Spending limits up and down

Spending limits keep going up and down every day by $200-$300. It's inconsistent and ridiculous! **dropped to $100 from $1000 limit to spend on Walmart. This happened overnight , NO missed payments. Stupid ridiculous!! The more I pay off the more my spending limit goes down. It should go up and NOT down lol

Android

Mar 4, 2023

Freezes too much Never a listing for when you can't check out a the still take the money out of you account with you actually getting the product. Don't keep going back to merchant it will just keep charging your bank account.

Android

Mar 5, 2023

Well I am doing a review for my boyfriend!!! We have used affirm since last April and never had a problem!! I always paid the loans in full every month instead of the installments!! No open amounts at this time!! Tried to place an order yesterday and was turned down and can't get another loan so now this company isn't worth the time and they sure don't help fix the problem!! The ones I've spoke to on the phone only say sorry we can't approve you anymore have a great day!! My advice go elsewhere

Android

Mar 5, 2023

Won't let me start an account even tho my credit is good.

Android

Mar 5, 2023

There seems to be no way to find out if I HAVE made a Payment or see my STATEMENT.

Android

Mar 5, 2023

Very poor. Got cut off in the middle of conducting business and lost all my information. Pretty lousy

Android

Mar 5, 2023

Accidentally used my new name instead of my legal one for an eligibility check. Understandably it couldn't "verify my identity". But now I can't try again and fix it, denied immediately after I put in my phone number. No other options, just "try again soon :)"

Android

Mar 5, 2023

I have always made my payments on time. There was never a problem. Was given a $3500 so confused on the reason because I had an excellent history with them. But they sure had no problem if I pay my monthly dues.This happend to me this week got 3 virtual cards all did not work,so i had to cancel it.When i tried to purchase to a different merchant an Unknow error has occured pops up and does not let me continue.I still did not get the help i need from them,even the supervisors. Very frustrating!

Android

Mar 5, 2023

Doesn't work when needed

Affirm: Shop and pay over time - Product Description

With the Affirm app, you can shop stress-free at any store and pay over time—with no late fees, penalties, or hidden costs of any kind.

How does Affirm work? It’s simple:

• Find your favorite store, fill your cart, and choose the payment option you like best.
• Complete your purchase online or at a physical store with Apple Pay or Google Pay.
• We’ll check your eligibility and then you’re good to go! (This only takes a moment and won’t affect your credit score.)

You won’t be hit with late fees and you’ll get more flexibility because our payment options have longer terms. Plus, we’ll never charge you with penalties or hidden costs of any kind.

Why you’ll love using the Affirm app:

• Buy now and pay over time at almost any store.
• Get exclusive offers as low as 0% APR.
• Manage your account and make payments.
• Open a high-yield savings account with no minimums and no fees.

Say yes to more of the things you love while staying true to your financially responsible self.

Don’t miss out on the things you love. Shop now and pay later, it’s really that simple—download Affirm and pay at your own pace today.

Your rate will be 0–30% APR based on credit, and is subject to an eligibility check. Payment options depend on your purchase amount, and a down payment may be required. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license.

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